Terms of Service

Effective Date: May 14, 2026

1. Acceptance of Terms

By accessing and using InsureWise (insure.wiseclick.site), you agree to be bound by these Terms of Service.

2. Description of Service

InsureWise provides free online insurance calculators for educational and estimation purposes, including auto, life, home, health, and other insurance-related tools.

3. Disclaimer of Insurance Advice

Calculator results are estimates based on national average data and do not constitute insurance quotes, financial advice, or recommendations.

4. Not an Insurance Broker

InsureWise is not a licensed insurance agent, broker, or carrier. We do not sell insurance, provide quotes, or make coverage recommendations. Our tools are purely educational calculators.

5. Affiliate Disclosure

In accordance with FTC guidelines, we disclose that InsureWise may earn referral fees from insurance partners when you click affiliate links on our site and request a quote or purchase insurance. This compensation does not influence our calculator results or the objectivity of our tools. The presence of an affiliate link does not constitute an endorsement of any particular insurance provider.

6. Accuracy of Information

While we strive for accuracy, we make no warranties about the completeness or reliability of any results. You use our tools at your own risk.

7. Limitation of Liability

InsureWise shall not be liable for any damages arising from: use of our calculators, decisions made based on results, errors in estimates, or unauthorized access to data.

8. Changes to These Terms

We may update these Terms at any time. Continued use constitutes acceptance.

9. Contact

Email: contact@wiseclick.site

Last updated: May 14, 2026